Putu Kepramareni; I Gede Cahyadi Putra; Luh Putri Mas Mirayani; Kadek Dewi Indah Sri Laksemini; Ni Wayan Jessy Janawati
(People&Global Business Association, 2025-02)
Purpose: This study investigates the impact of financial literacy and risk tolerance on retirement financial planning among millennials, with financial behavior as an intervening variable. The research seeks to enhance ...